Since the beginning of 2019 banks gave out to Russians of almost 200 thousand of loans. It is 13.7% more than in the same period last year. The number of loans the market has reached a pre-crisis 2014. This is stated in the study Agency “AUTOSTAT”, which refers to data of the National Bureau of credit histories.
In the first quarter of 2019, the Russians bought on credit 191.3 thousand cars. The share of such vehicles on the market amounted to a record 59.2 per cent of total sales. For comparison, during the same period in 2014 the figure was 34.9%, in 2017 — 45,7%, in 2018 — 51,5%.
Most of the loans taken by residents of the Perm region, where during the reporting period was purchased with the assistance of the banks 82.1% of all new cars. In second place is the Republic of Bashkiria (77,2%), the third — Chelyabinsk region (75,5%).
“After two years of growth in the first quarter of 2019, the Russian car market showed a fall, — says the Executive Director of the Agency “AUTOSTAT”, Sergei Udalov. — If not for the growth of car loans, the drop in sales would have been even more noticeable. While the record level of the share of loans in the structure of sales is primarily associated with the resumption of the state programs of preferential lending throughout the country.”
Informed correspondents Znak.com conducted its own market research and found that on the background of permanent fall in real income payments on the loans equal to a mortgage. So, for the facelifted Ford Focus in the maximum configuration, the buyer will have to pay monthly about 18 thousand rubles for five years. Such payment will be determined if he will pass his five-year Ford Focus to the dealership for the Trade-in.
Experts stress that the machines that are five to seven years ago called the budget, now worth more than a million rubles. The SUV caught up with apartment prices. Because of rising prices for many Russians it is necessary to reduce the class of vehicle.